SUMMONS BY PUBLICATION NOTE THAT THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF INDIANA SS COUNTY OF KOSCIUSKO INOV Federal Credit Union f/k/a Bayer Federal Credit Union Post Office Box 1148 Elkhart, Indiana 46515-1148, Plaintiff vs. Cheryl D. Habegger (a/k/a Cheryl D. Roush) 6890 N. Kalorama Road) Leesburg, Indiana 46538 and Cheryl D. Habegger 6890 N. Kalorama Road) Leesburg, Indiana 46538, Defendants KOSCIUSKO CIRCUIT COURT CAUSE NO. 43C01-1105-MF-104 THE STATE OF INDIANA TO THE DEFENDANTS Personal Representatives and all Heirs of the Estate of Michael D. Heminger YOU ARE HEREBY NOTIFIED that suit has been filed by the Plaintiff, INOVA Federal Credit Union, f/k/a Bayer Federal Credit Union, against you in the above named Court, and your whereabouts are unknown to Plaintiff. The nature of the suit brought against you is an action for an unpaid debt. You must respond to or answer the Complaint in writing, either personally or by your attorney, on or before thirty (30) days following the last publication, and if you fail to do so the relief may be granted in your absence. IN WITNESS WHEREOF, I have hereunto set my hand and the seal of this Court this____day of____2011. Clerk, Kosciusko Circuit Court Cassidy C. Fritz, #8604-20 Attorney For Plaintiff 358 South Elkhart Avenue, Suite 200 P.O. Box 1505 Elkhart, IN 46515-1505 (574) 293-0499 m23,31, j6