Lake City Bank Receives Dual ‘Bank On’ Account Certification

March 3, 2023 at 9:04 p.m.

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Lake City Bank’s Essential Checking and Getting Ahead Checking accounts were recently certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the 2023-24 Bank On National Account Standards. The account standards designate features that ensure low cost accounts with high functionality and consumer safety.

Essential Checking is the bank’s newest addition to its personal checking account lineup and features a low monthly maintenance fee of $5, no overdraft or nonsufficient fund fees, access to Lake City Bank Digital and FDIC insurance. Getting Ahead Checking is available to customers through the bank’s Getting Ahead Loan program, launched in 2009, which is designed to help customers establish good credit history. Getting Ahead Checking has similar features to Essential Checking.

“We’re proud to offer our customers many choices when it comes to managing their money,” said Stephanie R. Leniski, senior vice president, chief retail banking officer. “Essential Checking is the latest addition to those options in our personal checking account lineup and we’re thrilled to have the Bank On certification for this new account and our Getting Ahead Checking.”

Bank On certification helps ensure that everyone has access to safe and affordable financial products and services. The Bank On National Account Standards identify critical product features for appropriate bank or credit union accounts, making it easier for local coalitions across the country to connect consumers to accounts that meet their needs.

“As a community bank, we’re committed to providing customers with innovative products and services they need. Adding Essential Checking to our personal checking account mix and adjusting Getting Ahead Checking to meet the Bank On standards underscores our commitment,” said David M. Findlay, president and chief executive officer.

Learn more about Essential Checking by dropping in to any of Lake City Bank’s 52 branch offices or online on lakecitybank.com.

“The CFE Fund is delighted to award its national Bank On account certification to Lake City Bank’s Essential Checking and Getting Ahead Checking accounts,” said Jonathan Mintz, president and chief executive officer of the CFE Fund. “These accounts offer Northern and Central Indiana residents who are looking to improve their finances a safe, affordable and truly useful mainstream banking product to access and manage their money. Lake City Bank’s offering of these terrific accounts brings them into the forefront of national banking access efforts and we thank them.”





Lake City Bank’s Essential Checking and Getting Ahead Checking accounts were recently certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the 2023-24 Bank On National Account Standards. The account standards designate features that ensure low cost accounts with high functionality and consumer safety.

Essential Checking is the bank’s newest addition to its personal checking account lineup and features a low monthly maintenance fee of $5, no overdraft or nonsufficient fund fees, access to Lake City Bank Digital and FDIC insurance. Getting Ahead Checking is available to customers through the bank’s Getting Ahead Loan program, launched in 2009, which is designed to help customers establish good credit history. Getting Ahead Checking has similar features to Essential Checking.

“We’re proud to offer our customers many choices when it comes to managing their money,” said Stephanie R. Leniski, senior vice president, chief retail banking officer. “Essential Checking is the latest addition to those options in our personal checking account lineup and we’re thrilled to have the Bank On certification for this new account and our Getting Ahead Checking.”

Bank On certification helps ensure that everyone has access to safe and affordable financial products and services. The Bank On National Account Standards identify critical product features for appropriate bank or credit union accounts, making it easier for local coalitions across the country to connect consumers to accounts that meet their needs.

“As a community bank, we’re committed to providing customers with innovative products and services they need. Adding Essential Checking to our personal checking account mix and adjusting Getting Ahead Checking to meet the Bank On standards underscores our commitment,” said David M. Findlay, president and chief executive officer.

Learn more about Essential Checking by dropping in to any of Lake City Bank’s 52 branch offices or online on lakecitybank.com.

“The CFE Fund is delighted to award its national Bank On account certification to Lake City Bank’s Essential Checking and Getting Ahead Checking accounts,” said Jonathan Mintz, president and chief executive officer of the CFE Fund. “These accounts offer Northern and Central Indiana residents who are looking to improve their finances a safe, affordable and truly useful mainstream banking product to access and manage their money. Lake City Bank’s offering of these terrific accounts brings them into the forefront of national banking access efforts and we thank them.”





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