Lake City Bank Named To KBW Bank Honor Roll For The 12th Consecutive Year

April 28, 2023 at 5:59 p.m.

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Lake City Bank, the single bank subsidiary of Lakeland Financial Corporation, announced that the bank’s long term performance earned it inclusion in the 2023 KBW Bank Honor Roll published by Keefe Bruyette & Woods Inc. (KBW), the 12th consecutive year that the bank has earned a place in the listing.

Lake City Bank is one of 14 banking institutions, just 4% of all banks screened, that met KBW’s criteria for inclusion in the 2023 Bank Honor Roll; 11 banks are returning members to the list. KBW Bank Honor Roll members have better-than-industry performance ratios and growth rates when compared to the publicly traded bank universe with total assets greater than $500 million, which includes 350 companies listed on the NYSE and Nasdaq exchanges.

“Lake City Bank’s appearance in the KBW Bank Honor Roll for the 12th consecutive year is particularly gratifying in light of recent challenges in the banking industry. The criteria for inclusion in the KBW Bank Honor Roll is a diverse set of performance measures that truly define strong operating performance over a long period of time and we are very proud of our long term spot on the Honor Roll,” said David M. Findlay, president and chief executive officer. “Our performance continues to reflect our commitment to long term shareholder value creation and affirms the entire Lake City Bank team’s disciplined and execution-driven strategies.”

To be eligible for the KBW Bank Honor Roll, banks with more than $500 million in total assets must have reported consecutive increases in annual earnings per share yearly over the past decade. Beginning with the 2021 Honor Roll, KBW modified this criterion to account for the impact of the adoption of current expected credit loss (CECL) accounting on 2020 earnings. Banks that met the annual earnings-per-share growth requirements for all years save 2020 are eligible for inclusion if in 2020 they reported an annual profit and annual pre-tax pre-provision net income per share growth.



Lake City Bank, the single bank subsidiary of Lakeland Financial Corporation, announced that the bank’s long term performance earned it inclusion in the 2023 KBW Bank Honor Roll published by Keefe Bruyette & Woods Inc. (KBW), the 12th consecutive year that the bank has earned a place in the listing.

Lake City Bank is one of 14 banking institutions, just 4% of all banks screened, that met KBW’s criteria for inclusion in the 2023 Bank Honor Roll; 11 banks are returning members to the list. KBW Bank Honor Roll members have better-than-industry performance ratios and growth rates when compared to the publicly traded bank universe with total assets greater than $500 million, which includes 350 companies listed on the NYSE and Nasdaq exchanges.

“Lake City Bank’s appearance in the KBW Bank Honor Roll for the 12th consecutive year is particularly gratifying in light of recent challenges in the banking industry. The criteria for inclusion in the KBW Bank Honor Roll is a diverse set of performance measures that truly define strong operating performance over a long period of time and we are very proud of our long term spot on the Honor Roll,” said David M. Findlay, president and chief executive officer. “Our performance continues to reflect our commitment to long term shareholder value creation and affirms the entire Lake City Bank team’s disciplined and execution-driven strategies.”

To be eligible for the KBW Bank Honor Roll, banks with more than $500 million in total assets must have reported consecutive increases in annual earnings per share yearly over the past decade. Beginning with the 2021 Honor Roll, KBW modified this criterion to account for the impact of the adoption of current expected credit loss (CECL) accounting on 2020 earnings. Banks that met the annual earnings-per-share growth requirements for all years save 2020 are eligible for inclusion if in 2020 they reported an annual profit and annual pre-tax pre-provision net income per share growth.



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