Lake City Bank Sells 5 Branches

July 28, 2016 at 4:25 p.m.

By Staff Report-

Five southern Lakeland Financial Corp. offices will be sold to First Farmers Bank and Trust of Converse, Lakeland Financial Corp. announced today.

The offices included in the agreement are in Peru, Greentown, Wabash, Roann and Logansport. Collectively, the offices have approximately $80 million in deposits and $30 million in loans. The sale is contingent upon regulatory approval and completion of financing by First Farmers.

"We are pleased to announce the sale of these five branches to a locally based bank with the same commitment to employees, customers and community participation that has been a cornerstone of the way Lake City Bank has approached business for more than 125 years," said Michael L. Kubacki, president and chief executive officer of Lake City Bank. "While these southern market offices have played a meaningful role in our development over the past several years, they no longer fit our strategic expansion plan.

"Through the sale of these targeted offices, we can now focus on our existing core markets and the outstanding opportunities for future growth and expansion we have in our northern markets, which encompass the markets anchored by Warsaw, Fort Wayne, Elkhart and South Bend. We are well positioned to continue our growth in these markets and feel the interests of the bank, our shareholders and employees are better served with this effort to redirect capital and resources to higher-growth markets."

Gene Miles, president and CEO of First Farmers Bank and Trust said, "The addition of these offices to our existing network will position First Farmers to further capitalize on our strong presence in several of these markets and expand geographically into contiguous markets."

Lakeland Financial Corp. is a $1.1 billion bank holding company with headquarters in Warsaw. Lake City Bank has 44 branches in 15 Indiana counties. The corporation may be found on the Internet at www.lakecitybank.com [[In-content Ad]]

Five southern Lakeland Financial Corp. offices will be sold to First Farmers Bank and Trust of Converse, Lakeland Financial Corp. announced today.

The offices included in the agreement are in Peru, Greentown, Wabash, Roann and Logansport. Collectively, the offices have approximately $80 million in deposits and $30 million in loans. The sale is contingent upon regulatory approval and completion of financing by First Farmers.

"We are pleased to announce the sale of these five branches to a locally based bank with the same commitment to employees, customers and community participation that has been a cornerstone of the way Lake City Bank has approached business for more than 125 years," said Michael L. Kubacki, president and chief executive officer of Lake City Bank. "While these southern market offices have played a meaningful role in our development over the past several years, they no longer fit our strategic expansion plan.

"Through the sale of these targeted offices, we can now focus on our existing core markets and the outstanding opportunities for future growth and expansion we have in our northern markets, which encompass the markets anchored by Warsaw, Fort Wayne, Elkhart and South Bend. We are well positioned to continue our growth in these markets and feel the interests of the bank, our shareholders and employees are better served with this effort to redirect capital and resources to higher-growth markets."

Gene Miles, president and CEO of First Farmers Bank and Trust said, "The addition of these offices to our existing network will position First Farmers to further capitalize on our strong presence in several of these markets and expand geographically into contiguous markets."

Lakeland Financial Corp. is a $1.1 billion bank holding company with headquarters in Warsaw. Lake City Bank has 44 branches in 15 Indiana counties. The corporation may be found on the Internet at www.lakecitybank.com [[In-content Ad]]

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